Mortgage Loan Processor

Essential Functions:

  •  Review initial loan approval 
  • Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness and completes mortgage loan application
  • Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process the mortgage loan files
  • Correct mistakes and investigate inconsistencies with loan documentation
  • Act as a liaison between borrower, loan officer and underwriter
  • Ensure loan files meets lending and regulatory guidelines and policies
  • Prepare and submit detailed loan packages to the underwriter for approval 
  • Maintain detailed documentation of the process from origination to closing
  • Conduct a final review of the loan file before closing

Minimum Required:

  • High School Diploma or  GED equivalent required
  • Associate’s degree in accounting, finance or business is preferred
  • Minimum of 2+ years loan processing experience required
  • Experience in mortgage lending and knowledge of loan types, such as Conventional, FHA, VA, VHDA
  • Awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines
  • Proficient in mortgage loan computer software
  • Outstanding oral and written communication and customer service skills
  • Strong analytical and time management skills and superior attention to detail
  • Well organized and able to handle pressure
  • Demonstrate good credit worthiness
  • Maintain confidentiality

 Dragas Mortgage Company is an Equal Opportunities, Protected Veterans, and Individuals with Disabilities employer.

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