Loan Types & Options

Choose from a variety of loan types and options. we’ll work with you to best meet your needs.

  • Conventional Loans

    This popular loan program offers just 5% minimum down payment with fixed rate terms of 15 to 30 years. Suited for buyers with a seasoned, excellent credit history, conventional loans also allow for no mortgage insurance when 20% equity has been reached.

  • FHA Loans

    This loan requires a minimal down payment (3 ½%). In addition, FHA loans offer less qualifying restrictions than conventional loans.

  • VA Loans

    Available to military service members, VA loans typically offer zero down payment and have easier qualifications.

  • VHDA Loans

    Usually an option for first-time home buyers, VHDA loans often offer grants or down payment assistance.